GPCat-Finance - Learn Personal Finance, Investing & Financial Planning

1. Introduction

Welcome to GPCat-Finance ("we," "our," or "us"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website, mobile application, and services (collectively, the "Service"). Please read this Privacy Policy carefully. By using our Service, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect

We collect information that you provide directly to us and information that is automatically collected when you use our Service:

2.1 Information You Provide

Account Information: Name, email address, password, and other registration details
Profile Information: Profile picture, preferences, and other optional information you choose to provide
Contact Information: Information you provide when contacting us through forms or email
Content: Any content you submit, post, or share on our Service

2.2 Automatically Collected Information

Usage Data: Information about how you access and use our Service, including pages visited, time spent, and actions taken
Device Information: Device type, operating system, browser type, IP address, and unique device identifiers
Location Data: General location information based on your IP address (if permitted)
Cookies and Tracking: Information collected through cookies, web beacons, and similar tracking technologies

3. How We Use Your Information

We use the information we collect for various purposes, including:

To provide, maintain, and improve our Service
To create and manage your account
To personalize your experience and deliver relevant content
To process transactions and send related information
To send you updates, newsletters, and promotional communications (with your consent)
To respond to your inquiries, comments, and requests
To detect, prevent, and address technical issues and security threats
To comply with legal obligations and enforce our Terms of Service
To analyze usage patterns and improve our Service

4. Data Sharing and Disclosure

We do not sell your personal information. We may share your information in the following circumstances:

Service Providers: With third-party service providers who perform services on our behalf (e.g., hosting, analytics, email delivery)
Legal Requirements: When required by law, court order, or government regulation
Protection of Rights: To protect our rights, privacy, safety, or property, or that of our users
Business Transfers: In connection with a merger, acquisition, or sale of assets (with notice to users)
With Your Consent: When you have given us explicit consent to share your information

5. Data Storage and Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure.

Your data is stored on secure servers and is retained only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required by law.

6. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our Service and store certain information. Cookies are small data files stored on your device. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.

We use cookies for:

Authentication and session management
Remembering your preferences and settings
Analyzing usage patterns and improving our Service
Providing personalized content and advertisements

7. Third-Party Services

Our Service may contain links to third-party websites or services that are not owned or controlled by GPCat-Finance. We are not responsible for the privacy practices of these third-party services. We encourage you to review the privacy policies of any third-party services you access.

We may use third-party services for analytics, authentication, payment processing, and other functions. These services may collect information about your use of our Service in accordance with their own privacy policies.

8. Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information:

Access: Request access to your personal information
Correction: Request correction of inaccurate or incomplete information
Deletion: Request deletion of your personal information
Portability: Request transfer of your data to another service
Objection: Object to processing of your personal information
Withdraw Consent: Withdraw consent for data processing where applicable
Opt-Out: Opt-out of marketing communications at any time

To exercise these rights, please contact us through our contact page.

9. Children's Privacy

Our Service is not intended for children under the age of 18. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately. If we become aware that we have collected personal information from a child under 18, we will take steps to delete such information.

10. International Data Transfers

Your information may be transferred to and maintained on computers located outside of your state, province, country, or other governmental jurisdiction where data protection laws may differ. By using our Service, you consent to the transfer of your information to facilities located outside your jurisdiction.

11. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. We may also notify you via email or through a prominent notice on our Service for material changes.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

12. Data Retention

We will retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When we no longer need your personal information, we will securely delete or anonymize it.

13. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us through our contact page or by email.

14. Governing Law

This Privacy Policy shall be governed by and construed in accordance with the laws of India. Any disputes arising from this Privacy Policy or our data practices shall be subject to the exclusive jurisdiction of the courts in India.

Privacy Policy